PLDT Group and Nokia advocate for a digitally empowered business landscape

Wazzup Pilipinas!?



Many research studies have shown that digital transformation remains to be a fundamental strategy for businesses to stay relevant. Harvard Business Review predicts game-changing technologies like 5G, AI, and the cloud to be front-runners for mass adoption in the next few years while global management consulting firm McKinsey & Company reports that 71% of the 79 largest consumer firms globally have already put down stakes in the metaverse. And as businesses today are faced with challenges on sustainability, it is achievable through data-driven insights and innovative solutions.

These were the trending topics during the Philippine Digital Convention 2022 (PH Digicon). PLDT Enterprise, the business arm of the largest fully integrated telco services provider PLDT, discussed how innovations are expected to change the business landscape after the pandemic during the panel discussion, “Going Beyond the Future of Tech.”

The panel, moderated by PLDT and Smart FVP and Group Head of Corporate Communications, Catherine Yap-Yang, was joined by ePLDT President and CEO, Victor Genuino, Nokia Vice President and Head of Southeast Asia, Daniel Jaeger, and Cisco IOT APJC Senior Sales Director, Simon Rizkallah.

ePLDT President and CEO, Victor Genuino, talked about enterprises adapting to digital change, to respond to evolving needs of their customers.

“Enterprises have realized that in order to remain relevant to their customers, they have to digitally transform, disrupt themselves and the way they conduct business,” says ePLDT President and CEO, Victor Genuino.

Nokia Vice President and Head of Southeast Asia, Daniel Jaeger, discussed the digital transformation happening from within their organization.

When it comes to disruption, global tech giant Nokia is a pioneer. Operating in various industries for over 155 years, it wasn’t until the 1990s that Nokia focused its operations on large-scale telecommunications infrastructure, technology development, and licensing. Since then, Nokia has been operating in 130 countries, won nine Nobel prizes, and has been a trusted partner for critical networks, committed to innovation and technology leadership across mobile, fixed, and cloud networks. They have gone from ‘connecting people’ to now ‘helping the world act together’.

“Indeed, the tagline that we are carrying now is much bigger than the previous one,” shares Daniel Jaeger, Nokia Vice President and Head of Southeast Asia. “It has not completely changed, but…became a bit bigger. Yes, we are still connecting people with technology that we provide with the networks that we build and partners like Smart and PLDT, but it goes way beyond that.”

Just like the theme for the 2022 conference, Nokia continues to embody what it means to be ‘boundless’ going above and beyond for its partners and customers and expanding their technology portfolio to help build the capabilities needed for a more productive, sustainable, and inclusive post-pandemic world.

Adding to Nokia’s commitment and capabilities is their pledge towards an environmentally friendly and sustainable future. As they said at the 26th United Nations Climate Change Conference or COP26 climate summit in November 2021: “There is no green without digital.” Nokia wants to lead the way on the global stage in making the case for digitalization as central to addressing the climate challenge.

Jaeger echoed this commitment when he said, “Of course, we start at home, and the first question is how do we make the networks that we build as efficient and as green as possible?”

“It’s not just a job that we have to do,” he explains further. “But it’s really a contribution that we as the communications industry, in a broader sense, need to do.”

Nokia has made the call for accelerated digitalization and green energy uptake and has committed to use 100% renewable electricity in its own operations by 2025.

ePLDT, on the other hand, has been an advocate of sustainability by pushing for greener data centers in the country. Genuino believes that sustainability starts with the customers. “They've been asking us difficult questions that push us to reassess how we run our business,” he says. “It’s our customers that drive us to be innovative in the way we build [our] data centers, source power and manage our operations.”

More than servicing its customers, it has been one of the PLDT Group's core values to champion a sustainable future as it continues to build infrastructures to improve the country's digital ecosystem.

From helping the world connect to ensuring that it does so in as green as possible, Nokia and the PLDT Group are paving the way for the future– in building a sustainable and transformative tomorrow.

PH Digicon remains to be the Philippines’ most prestigious, and one of the most sought-after digital thought leadership events in APAC that brings together global thought leaders and technology experts from across all industries. For more information, visit https://pldtenterprise.com/.

Navigating the Complexities of Title Transfer in the Philippines: Expert Tips and Advice

Wazzup Pilipinas!?

Buying or selling a property in the Philippines can be daunting, especially regarding the complexities of title transfer. With so many legal and technical requirements, it's easy to feel overwhelmed and unsure of where to start. Fortunately, expert tips and advice are available to guide you through the process and ensure a smooth and successful transfer.

This article will share tips and advice for ensuring a hassle-free transfer and avoiding common pitfalls. Whether you're a first-time buyer or a seasoned investor, these insights will help you make informed decisions and protect your interests every step of the way. So, let's dive in and explore the world of title transfer in the Philippines!

 

Understanding the basics of title transfer in the Philippines

Before we dive into the details of title transfer, it's important to understand the basics. In the Philippines, transferring property ownership is governed by several laws, including the Civil Code, the Property Registration Decree, and the Land Registration Authority (LRA) Rules and Regulations. These laws set out the legal and technical requirements that must be met for a valid transfer.

One of the key requirements for title transfer in the Philippines is issuing a new certificate of title. This certificate serves as proof of ownership and must be registered with the LRA to become valid. The transfer process typically involves several steps, including the preparation of legal documents, payment of transfer taxes and fees, and verification of the authenticity of the title.

It's also important to note that there are different types of titles in the Philippines, each with requirements and restrictions. These include the Torrens Title, the most commonly used title for registered land, and the Tax Declaration, which is used for unregistered land. Understanding the type of title you are dealing with is crucial for ensuring a successful transfer.

 

The legal and technical requirements for title transfer

Several vital documents and steps must be completed for a valid transfer.

● Deed of Sale

The Deed of Sale is a legal document that serves as proof of the transfer of ownership of the property for sale in the Philippines from the seller to the buyer. It outlines the terms and conditions of the sale, including the purchase price, payment terms, and other relevant details. This document must be notarized and registered with the Register of Deeds.

● Certificate of Title

The Certificate of Title is a legal document that proves property ownership. It must be transferred from the seller to the buyer through a process known as registration. In addition, the title must be clear of any liens or encumbrances, and any outstanding taxes and fees must be paid before the transfer occurs.

● Tax Declaration

The Tax Declaration is a document that serves as proof of the assessment of the property for tax purposes. Therefore, it must be updated to reflect the new owner and the new use of the property after the transfer.

● Transfer Taxes and Fees

Several transfer taxes and fees must be paid for a valid transfer to take place. These include the capital gains tax, documentary stamp tax, transfer tax, and registration fees. The amount of these fees varies depending on the value of the property and the location.

● Verification of Title

Fundamentally, you must verify the title's authenticity before proceeding with the transfer. This involves checking the title against the records of the LRA and ensuring that there are no discrepancies or issues that could affect the transfer. The LRA plays a crucial role in title transfer in the Philippines. They maintain the records of all registered land and ensure that all transfers are valid and legal. Therefore, buyers should always check the title against the LRA records to ensure no discrepancies or issues could affect the transfer.

 

Expert tips for a successful and hassle-free title transfer

In ensuring a successful and hassle-free transfer, there are things to do first as part of foregrounding.

1) Work with a real estate lawyer

A real estate lawyer can provide invaluable guidance throughout the transfer process, ensuring all legal requirements are met and protecting your interests. As a valuable asset throughout the title transfer process, the lawyer can provide guidance on legal and technical requirements, conduct due diligence, and negotiate the terms of the sale. They can also help ensure that all transfer taxes and fees are paid and that the transfer is completed smoothly and efficiently. A title transfer service provider in the Philippines can help, if not a lawyer.

2) Conduct due diligence

Conducting due diligence before purchasing a property can help avoid unexpected issues and expenses, such as outstanding taxes or liens. This includes checking the authenticity of the title, verifying the ownership and use of the property, and ensuring that all taxes and fees are up to date. In guaranteeing the authenticity of property titles in the Philippines, the buyers should always check the title against the records of the LRA and ensure that there are no discrepancies or issues that could affect the transfer. They should also be wary of fraudulent titles, which consulting with a real estate lawyer can help.

3) Minimize transfer taxes and fees

Title transfer can be expensive. Nonetheless, there are several strategies buyers can use to minimize the transfer taxes and fees, such as negotiating the purchase price or taking advantage of tax exemptions or deductions. Of course, one must work closely with their real estate lawyer to ensure all fees and taxes are paid correctly.

4) Be patient

Whether you buy a property for sale in Pasig or Makati, the transfer process can be lengthy and complex, but patience is key. Buyers should be prepared for delays and unexpected issues and work closely with their real estate lawyer to ensure a successful transfer.

Title transfer in the Philippines can be complex and challenging. Still, buyers can confidently navigate the process with the proper guidance and advice. With these tips and insights, you can confidently and confidently navigate title transfer in the Philippines.

TM's Newest Superheroes, The Extendables, Baninay and Gaiapoly, Extend Good Vibes to Students in U-belt

Wazzup Pilipinas!?

If you got the pawer to extend help to others so they can achieve something in life, even as simple as winning in a random game for extra cash, wouldn’t you go for it? This is exactly what TM Ambassadors, Baninay and Gaiapoly did one afternoon, bringing fun and excitement to students at the University Belt in Manila.

YouTuber Baninay and TikTok Star Gaiapoly turned into superheroes called “The Extendables” to help students answer tough questions for a chance to win P1,000 to add to their allowances. Unsuspecting students became ecstatic and grateful when the tandem came out from nowhere, using their “pawer” to extend help to get the right answers so they can win the prize.

To have the pawer of extension means a great deal for many. For Baninay, she would want to have the pawer to extend the good relationship she has with her friends, family, and her partner because she values her loved ones more than anything else. Meanwhile, Gaiapoly hopes for her parents to have an extended life, so she has more chances to take care and provide for them. For her, extending the good vibes and building a great life for her family is the best achievement she can get.

We Got Da Pawer with TM EasySURF 50 FREE EXTEND

Just like what Baninay and Gaiapoly did to extend the fun to others, TM also wants to give its customers the pawer of free extend, so they can achieve more diskarte in life, especially for students who need extra help with their studies or want to have fun with their friends while learning.

TM's EASYSURF50 FREE EXTEND is a sulit pawer move that gives Ka-TMs the most value out of their data promo by PLUS ONE DAY FREE to maximize their unused open-access GBs to enjoy online gaming, viral video and dance trends, and more with their friends and family. With TM, WE GOT DA PAWER!

Ka-TMs can get the best out of this offer until April 30, 2023 by registering to EasySURF50 and texting “Free Extend” to 8080. This one-day free extend freebie can be claimed once for every active EASYSURF 50 registration.

Catch how the TM Extendables shared good vibes, fun, and diskarte moves to our ka-TMs here, and to know more about TM’s latest offers, visit TM Tambayan in all social media channels




Pinakabagong TM Superheroes na the Extendables, Baninay at Gaiapoly, Nag-Extend ng Good Vibes sa U-belt!

Kung meron kang pawer para i-extend ang tulong sa iba, kahit pa simpleng sagot lang ‘yan sa isang challenge para manalo ng extra cash, gagawin mo ba? ‘Yan ang mismong ginawa ng TM Ambassadors na sina Baninay at Gaiapoly na nagbigay good vibes sa mga students sa University Belt sa Manila.

Nag-transform ang YouTuber na si Baninay at TikTok Star Gaiapoly as superheroes na tinatawag na “The Extendables” para tulungan ang mga students na manalo ng P1,000 sa isang “Tagisan ng Talino Challenge”. Grabe ang good vibes na na-feel ng students nang lumabas ang dalawa at ginamit ang kanilang PAWER TO EXTEND the right answers para siguradong makuha ang premyo na pwedeng pang dagdag allowance nila.

Malaking bagay ang pawer to extend. Para kay Baninay, kung meron siya nito, gagamitin niya ito para i-extend ang good relationship niya with her friends, family, at partner dahil ito ang pinaka mahalagang bagay para sa kanya. Si Gaiapoly naman ay gustong i-extend pa ang buhay ng kanyang mga magulang para patuloy pa niya silang maalagaan at mabigyan ng magandang buhay. Para sa kanya, ang pag-extend ng good vibes at great life sa kanyang pamilya ay ang kanyang best achievement.



We Got Da Pawer with TM EASYSURF 50 FREE EXTEND

Katulad ng ginawa nina Baninay at Gaiapoly na pag-extend ng good vibes sa iba, gusto rin ng TM na magamit ng mga Ka-TM ang PAWER ng FREE EXTEND para mas achieve pa ang good vibes araw-araw, lalo na sa pag-aaral.

Ang TM EASYSURF 50 FREE EXTEND ay isang sulit pawer move na tinutulungan ang mga Ka-TM na talagang masulit ang kanilang data promo with PLUS ONE DAY FREE para magamit ang kanilang unused open-access GBs para sa tuluy-tuloy na online gaming, panunuod ng online videos at Tiktok, at iba pa kasama ang pamilya at barkada. Dahil sa TM, WE GOT DA PAWER!

Kayang-kaya i-achieve ng mga Ka-TM ang sulit pawer move na ito! Mag-register lang sa EasySURF 50, tapos i-text ang “Free Extend” sa 8080. Ang freebie na ito ay pwedeng i-claim isang beses bawat EasySURF 50 promo registration hanggang April 30, 2023.

Sundan dito kung paano nagdala ng good vibes at diskarte moves ang TM Extendables sa mga Ka-TM at i-check ang TM Tambayan sa lahat ng social media channels for the latest TM offers. Dahil sa TM, #WeGotDaPawer!